Borrow &
Lend
Bring borrowing, lending, and leverage to your users with Kamino.
Developer guide$2.3B
Market size
$900M+
Active borrows
18+
Audits
Start here
How Borrowing Works
Users deposit assets as collateral, borrow against them, and repay to unlock their collateral.
Deposit
Supply collateral to open a position.
Borrow
Borrow assets up to your collateral’s limit.
Repay
Repay with interest to unlock collateral.
Start with Your Goal
Offer borrowing in your app
Let users borrow against their assets at variable or fixed rates.
Explore borrowingOffer leveraged positions
Give users leverage on the assets they already hold, including xStocks.
Explore MultiplyGenerate revenue from a market
Launch a lending market with the assets and terms you choose.
Plan your marketChoose Your Tools
Pick the right tools for building with Borrow or operating a market.
Build with Borrow
Build the Experience
Guide users from finding liquidity to closing a position.
Explore markets
Show supported assets, rates, and available liquidity.
Deposit and borrow
Build flows for adding collateral and borrowing against it.
Open and adjust leverage
Create leveraged positions and manage exposure.
Track position health
Surface collateral, debt, and liquidation thresholds.
Manage borrow terms
Show fixed-rate maturity and rollover settings.
Repay and withdraw
Reduce debt and release available collateral.